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Passbook Savings Account

Requirements:

  • $100 minimum deposit to open a savings account.
  • No minimum balance for minors under age 18.

Benefits:

  • Interest will be compounded semi-annually and paid semi-annually to the account.
  • If you are under 18 years of age you will be paid $5.00 as a bonus when you open the account.

Limitations:

  • During any statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of checks, online transfers, and preauthorized electronic transactions including Point of Sale transactions.

Account Fees:

  • A dormant service charge of $1.00 per month will be charged after 2 years of inactivity.