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Home Town Checking

An account that provides easy access to your money.


  • $50 minimum deposit to open this account.
  • No minimum balance for minors under age 18


  • No monthly maintenance charge
  • No minimum balance requirements
  • Unlimited check writing
  • Free personalized checks for individuals age 60 and over (bank 's choice of design)

Account Fees:

  • A dormant service charge of $2.00 per statement cycle will be charged after 12 months of inactivity. Dormant accounts with a $0.00 balance will be closed.
  • Please refer to the fee schedule for all account fees and charges, which is provided at account opening and available upon request.

Notice of Availability:

Privacy of Consumer Financial Information Notice – Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information on the Bank’s website at At your request, we will also mail you a free copy if you call us at 701-748-2900.

By your side for almost 100 years!